Mortgages
Whether you are a first time buyer or buying to let or remortgage, it is a big and exciting commitment, with various options available on the market. Scroll down for our specialist lender options we advise on.
We do not charge a fee for our service. We are paid by the lender.
Saving you time
We cut out the need to set up multiple meetings with different banks and we do the hard work for you.
With access to the whole residential market, including those outside of the High Street, you may not yet have found the right mortgage deal for you.
Your unique position
Your situation is unique to every other mortgage application, and you will not be treated with a cookie cutter approach.
By working with us, we will talk you through your different options, both helping you to understand and to ensure your decision is made in light of your own unique position.
Specialist Lending Options:
First Time Buyers
Help to Buy
Guarantor Assisted
Small Deposits
Holiday Lets
Buy to Lets
Second Charges
New Builds & Refurbishments
Self Employed & Contractors
Bridging
Equity Release
Portfolio Lending
Please note this is not an exhaustive list as each situation is unique.
We still may be able to help even if you have been declined on the High Street.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Some buy to let mortgages and Bridging Finance are not regulated by the Financial Conduct Authority.
Equity Release -
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.